If you experience a significant physical or mental condition that prevents you from doing your job, Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) may help you. SSDI is the main federal program that provides financial assistance to people with disabilities, and it is one of the most popular programs in the United States. It is a government program that funds people who are no longer able to work because of an injury that is expected to affect them for at least a year, or that is expected to result in death.
If people have disability after receiving enough social security benefits at a given time, this is often disability insurance or SSDI, but if they are not people with disability, they may also be entitled to an additional income from social security. The supplementary income, or SSI, is available to people 65 and older and people with disabilities such as cerebral palsy, Alzheimer’s disease, Parkinson’s disease, epilepsy, autism, schizophrenia, and other mental illnesses. Hence, it provides a safety net not only for injured and people with disability, but also for people with mental health problems such as depression and anxiety.
According to the US Department of Health and Human Services, qualification for disability benefits, however, can be complex, and the standards for being qualified are likely to be difficult. The Social Security regulations take into consideration such additional factors as your age, education, past work, and potential for obtaining a job.
Not all people with disabilities are eligible for SSDI, as there are no strict financial standards, making it difficult to manage and maintain their benefits.In most cases, an SSDI recipient cannot qualify for benefits, regardless of how much money he or she has or earns, and work history requirements are significantly dimmed when it comes to eligibility for other benefits, such as SSDI and SSI.
How do I start my Social Security benefits?
There are three ways you can sign up to receive Social Security benefits: (1) by calling a toll-free phone number, (2) visiting your local office in person, and (3) creating an account on the Social Security website and applying for benefits online. If you have a social security account, you will receive your social security certificate and can apply for your benefits.
Once you have submitted your application, you can contact the Social Security Administration to have questions answered or to receive more information. Usually, the local SSA office sends you a letter if they accepted your application or not.
Unfortunately, many people who were supposed to be entitled to disability benefits were turned down after the initial rejections. While the system is designed to help those who truly qualify for its benefits, it is also designed to weed out those who do not.
Another concern is deciding when to apply for Social Security benefits and rounding up all the documentation you need to do so. Once you have reached a certain age and have received enough Social Security credits, social security pension is now eligible for you. If you forget that in retirement, you will lose benefits for the rest of your life, even after retirement.
Will it take me forever to apply?
Once all the necessary information is available in the system, the SSA will process your application and send you a copy of its decision on the application, which is likely to confirm the start of your benefits.
You may also be informed that you and other family members can receive benefits based on your income statement. When you apply for benefits, they will review your applications and determine whether it needs further information or documents, and notify you if you receive benefits for a period based on your income, employment status, or other factors such as age, race, gender, education and marital status.
If your case requires a hearing before an Administrative Law Judge, you may have to wait for a year or more for a favorable decision.
If approved, you can start receiving benefits after a mandatory five-month waiting period, which is measured by the onset of invalidity.
What if my application is denied?
You should not lose hope to get your benefits because being denied is not the final mark for your application. You can always appeal for reconsideration within 60 days after initial denial by requesting a hearing before an Administrative Law Judge (ALJ). In this sense, it is recommended to hire an attorney to assist you with your application. Although, there is still a possibility that your appeal for reconsideration will be denied again.
How can an attorney help me?
Hiring an attorney can make significant differences in winning your benefits. According to studies, applicants who have attorneys representing their cases have significantly higher chances to win disability claims and disability benefits. The Social Security Administration’s statistics show that applicants whose lawyers represent them are 50 percent more likely to have their application approved than applicants without a lawyer.
However, you should see them immediately! Preparation takes time. The best time to hire an attorney is the earliest stage of denial.
Another tricky part is to find the best attorney for your application. If you have applied for disability benefits for the first time and object to a rejection you have recently received, the best attorney to hire is a social service lawyer to increase your success chances for your disability claim. Your cousin or neighbor may be an excellent attorney, but if they have no experience in social security, you may not have the best attorney for your appeal.
How much will it cost to hire an attorney?
On one hand, the fee for the service of your attorney as your representative is 25% of your social security benefits. However, the Social Security Administration or Administrative Law Judge should still finalize the arrangement of the fees.
On the other hand, most will require you to pay for operating expenses (e.g. medical records) whether or not you get your benefits.